Certainty
Simple Process
As a company director you may have already found out the hard way that lenders will treat you very differently from an employed applicant. For starters you’ll need to prove your income over the past two years, whereas an employed applicant can get a mortgage straight after starting a new job.
Really frustrating isn’t it? You know you can afford that dream home but no lender wants to back you. If you don’t prepare ahead of time and get it wrong, you might have to wait another two years before you can apply again.
Then there’s the fact that lenders see you as risky and you receive varying amounts they will lend to you.
One of the biggest frustrations company directors like you face, particularly the ones making 6-figure profits, is having to take out large dividends and pay lots of tax to prove your income. This undermines the tax-efficient plan that you and your accountant have put in place.
Fortunately there are solutions to all of the above.
You CAN get the loan amount you need without paying extra tax because there are a small handful of lenders we work closely with that look at the company profits and not your personal income.
They understand why you have structured things this way and don’t penalise you.
By using these lenders and this method, you could stretch the borrowing amount and go for that dream house you know you can afford instead of settling for something less.
These lenders want your business, are more flexible than others and their rates are competitive.
To get assessed and start planning ahead get in touch by filling in the online enquiry form.
GET A FREE QUOTE Your Home (or property) may be repossessed if you do not keep up repayments on your mortgage or any other debts secured on itGet Started
Fill in your details below and one of our expert mortgage advisers will call you back.
Getting a mortgage quote from us will not affect your credit score.
Why Choose Us?
Because we specialise in mortgages for company directors we can offer you a number of benefits and added extras that you won’t find elsewhere.
Go Shopping with Certainty
When you’re looking to buy a new home, all you want to know is can I get a mortgage and how much can I borrow?
Well, the good news is that once we have some basic information from you, we will give you these answers and then you can go look for your home with confidence and certainty.
Save Tax
We understand the importance of being tax efficient and we will get you the mortgage amount you need, whilst keeping you and your business tax efficient.
That way, you can spend that money where you see fit and not hand it over to the tax man!
Save Time
We deal with mortgages for company directors all day every day and we’ve been doing it for years. So once we’ve assessed your situation we’ll have a very good idea which lenders are most likely to approve you.
This means we can go straight to the lender who’s most likely to say “yes” and we won’t waste your time or damage your credit rating by applying to multiple lenders who are going to turn you down.
Stress Free & Simple Process
Many of our clients come to us frustrated after speaking to another broker and they have had to explain various things on the accounts and what certain terms mean.
We have seen many company accounts and we know what to look for. This means you can relax and let us take care of everything for you and you can carry on running your business.
What Our Customers Say
Joel Harding2023-04-24I highly recommend Vendure Financial. They have helped us with a remortgage and updated our life insurance policies. Both times Raj and Kirsty were brilliant, efficient and worked to get us the best policies based on our requirements.
Adam Hunter2022-11-22We had a great experience with Verdure Financial. As first-time buyers who are both self-employed, our application wasn’t the most straightforward, but Raj went above and beyond to find us the best deal. The advice and help we got throughout the process was invaluable, and we can’t recommend their services highly enough.
kashmir rajput2022-11-21Simply the best! I have used this company to secure loans several times. Every time I received timely and professional advice to progress my applications for loans.
Miss Clarke2022-11-13Raj was able for me to obtain a mortgage in principle, which with my credit history I didn't think was possible. Then he was able to obtain a mortgage offer within 2 days for a property that is a 28 day exchange. The service has been fantastic, he's explained everything I needed to know and I am looking forward to using Raj again in the future. Highly recommended
Rebecca Gibson2022-11-07Great experience with Raj. Very thorough and detailed service and always on hand if we had any questions. Great and fast communication and made a difficult process very easy and straightforward! Would definitely recommend his services to anyone looking for financial help or advice.
Charley Wicks2022-10-28Raj helped us buy our first home and we were so pleased with his patience and clear explanations of what products we were purchasing, we have continued to use his expertise year on year. He ensures we have the right mortgage and insurances for our budget and lifestyle, and his excellent knowledge of the markets has really supported our limited understanding!
Daniel Li2022-10-17Raj has been very professional on helping me to apply the suitable mortgage products twice in the last 3 years. He is always patient on dealing with the my mortgage/renew applications and also has been very quick response during the process. Definitely recommend and will continue be my first consideration in case looking for mortgage advisors in the future.
Claire Mills2022-10-02This was the third time that I have used Raj’s services for mortgage set-up/renewal. He always does an excellent job at finding me the right deal and giving great advice. I trust Raj to give me the best advice and wouldn’t consider using any other mortgage broker.
Matt Knight2022-09-28Raj has been a great help to me. Finding the best deals on the market, sharing his knowledge & insights regarding the best way to proceed. Highly recommend. Matt Knight - Company Director.
Get a Mortgage Without the Hassle
1
Get In Touch
Fill out the form and one of our brokers will call you back.
2
We'll Find Your Perfect Mortgage
Right after we take a few details, we will start your mortgage search.
3
We’ll Do Everything
We’ll help you choose the right product and then handle the application for you.
4
… until your mortgage is approved!
We’ll increase your chances of being accepted and help you each step of the way.
Meet Raj
Raj is an expert in Mortgages & Insurance for Company directors and the founder of Verdure Financial.
As a company director himself, Raj has over a decades experience as a mortgage & insurance expert.
As a business owner himself Raj understands the challenges faced in business and especially when trying to get a mortgage.
Raj loves to help clients achieve their dreams by getting them the amount of money they need or helping get a tricky case over the line.
Mortgages for Company Directors
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Go Shopping with Certainty
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Save Tax
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Save Time
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Stress Free & Simple Process
Get Started
Fill in your details below and one of our expert mortgage advisers will call you back.
Getting a mortgage quote from us will not affect your credit score.
Get yourself ready to buy your dream home
Find out what you need to do to get your mortgage approved first time and without the hassle. Avoid disappointment and settling for less than you deserve
Get Started
Fill in your details below and one of our expert mortgage advisers will call you back.
Getting a mortgage quote from us will not affect your credit score.
